Guarantee Period |
Initial Premium $25,000 to $99,999 |
Initial Premium $100,000+1 |
2-Year |
4.25% |
4.40% |
3-Year |
5.10% |
5.25% |
5-Year |
5.40% |
5.55% |
7-Year |
5.40% |
5.55% |
Guarantee Period |
Initial Premium $25,000 to $99,999 |
Initial Premium $100,000+1 |
2-Year |
4.05% |
4.20% |
3-Year |
4.75% |
4.90% |
5-Year |
5.00% |
5.15% |
7-Year |
5.10% |
5.25% |
Adding any optional feature will decrease the guaranteed rate by the amount(s) below. |
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Optional Feature |
2-Year Rate Adjustment |
3-, 5-, 7-Year Rate Adjustment |
Free Interest Withdrawal |
-0.05% |
-0.10% |
10% Free Withdrawal |
-0.10% |
-0.20% |
Guarantee Period |
Initial Premium $25,000 to $99,999 |
Initial Premium $100,000+1 |
2-Year |
3.80% |
3.95% |
3-Year |
4.60% |
4.75% |
5-Year |
4.95% |
5.10% |
7-Year |
5.00% |
5.15% |
Guarantee Period |
Initial Premium $25,000 to $99,999 |
Initial Premium $100,000+1 |
2-Year |
3.80% |
3.95% |
3-Year |
4.60% |
4.75% |
5-Year |
4.95% |
5.10% |
7-Year |
5.00% |
5.15% |
Interest Crediting Rates |
Max 5 |
Max 10 |
$25,000 to $99,999 $100,000+1 |
$25,000 to $99,999 $100,000+1 |
|
1-Year Fixed Account Rate |
4.05% 4.30% |
4.25% 4.50% |
S&P 500® 1-Year Point-to-Point Cap Rate |
9.25% 10.00% |
10.00% 10.75% |
S&P 500® 1-Year Point-to-Point Cap Rate with Buy-UpCurrent Bailout Cap 1-Year Point-to-Point Rate for S&P 500® Index |
12.25% 5.00% 12.50% 5.00% |
12.50% 5.00% 13.25% 5.00% |
S&P 500® 2-Year Point-to-Point Cap Rate |
17.75% 19.75% |
20.00% 21.00% |
S&P 500® 2-Year Point-to-Point Cap Rate with Buy-Up |
24.75% 26.25% |
27.25% 28.25% |
S&P 500® 1-Year Point-to-Point Participation Rate |
46% 49% |
49% 52% |
S&P 500® 1-Year Point-to-Point Participation Rate with Buy-Up |
57% 61% |
60% 63% |
S&P 500® 2-Year Point-to-Point Participation Rate |
59% 64% |
63% 67% |
S&P 500® 2-Year Point-to-Point Participation Rate with Buy-Up |
74% 79% |
78% 83% |
Citi Aria Index 1-Year Point-to-Point Participation Rate |
90% 95% |
95% 100% |
Citi Aria Index 1-Year Point-to-Point Participation Rate with Buy-Up |
115% 120% |
120% 125% |
Citi Aria Index 2-Year Point-to-Point Participation Rate |
155% 165% |
160% 170% |
Citi Aria Index 2-Year Point-to-Point Participation Rate with Buy-Up |
200% 210% |
205% 212% |
Goldman Sachs Grand Prix Index 1-Year Point-to-Point Participation Rate |
185% 195% |
190% 200% |
Goldman Sachs Grand Prix Index 1-Year Point-to-Point Participation Rate with Buy-Up |
235% 245% |
240% 250% |
Goldman Sachs Grand Prix Index 2-Year Point-to-Point Participation Rate |
255% 270% |
260% 275% |
Goldman Sachs Grand Prix Index 2-Year Point-to-Point Participation Rate with Buy-Up |
325% 340% |
330% 350% |
Additional Resources |
Interest Crediting Rates |
Max 10 |
$25,000 to $99,999 $100,000+1 |
|
1-Year Fixed Account Rate |
3.15% 3.40% |
S&P 500® 1-Year Point-to-Point Cap Rate |
6.50% 7.75% |
S&P 500® 1-Year Point-to-Point Cap Rate with Buy-UpCurrent Bailout Cap 1-Year Point-to-Point Rate for S&P 500® Index |
8.75% 5.00% 10.00% 5.00% |
S&P 500® 2-Year Point-to-Point Cap Rate |
13.00% 14.25% |
S&P 500® 2-Year Point-to-Point Cap Rate with Buy-Up |
17.75% 19.00% |
S&P 500® 1-Year Point-to-Point Participation Rate |
37% 41% |
S&P 500® 1-Year Point-to-Point Participation Rate with Buy-Up |
48% 51.75% |
S&P 500® 2-Year Point-to-Point Participation Rate |
48% 53% |
S&P 500® 2-Year Point-to-Point Participation Rate with Buy-Up |
63% 68% |
Citi Aria Index 1-Year Point-to-Point Participation Rate |
65% 70% |
Citi Aria Index 1-Year Point-to-Point Participation Rate with Buy-Up |
90% 100% |
Citi Aria Index 2-Year Point-to-Point Participation Rate |
115% 125% |
Citi Aria Index 2-Year Point-to-Point Participation Rate with Buy-Up |
155% 166% |
Goldman Sachs Grand Prix Index 1-Year Point-to-Point Participation Rate |
135% 145% |
Goldman Sachs Grand Prix Index 1-Year Point-to-Point Participation Rate with Buy-Up |
185% 195% |
Goldman Sachs Grand Prix Index 2-Year Point-to-Point Participation Rate |
185% 200% |
Goldman Sachs Grand Prix Index 2-Year Point-to-Point Participation Rate with Buy-Up |
255% 270% |
Additional Resources |
Interest Crediting Rates |
Accumulator 7 |
Accumulator 10 |
$25,000 to $99,999 $100,000+1 |
$25,000 to $99,999 $100,000+1 |
|
S&P 500® 1-Year Point-to-Point Participation Rate |
47% 50% |
49% 52% |
S&P 500® 2-Year Point-to-Point Participation Rate |
61% 66% |
63% 67% |
Invesco Peak Index 1-Year Point-to-Point Participation Rate |
180% 190% |
190% 200% |
Invesco Peak Index 2-Year Point-to-Point Participation Rate |
255% 270% |
260% 275% |
Franklin Factors US Index 1-Year Point-to-Point Participation Rate |
175% 185% |
180% 190% |
Franklin Factors US Index 2-Year Point-to-Point Participation Rate |
245% 260% |
250% 270% |
Franklin Factors US Index 5-Year Point-to-Point Participation Rate |
370% 400% |
380% 410% |
Franklin Factors US Index 5-Year High Water Mark |
200% 215% |
210% 220% |
Janus SG Lighthouse Index 1-Year Point-to-Point Participation Rate |
115% 120% |
120% 125% |
Janus SG Lighthouse Index 2-Year Point-to-Point Participation Rate |
160% 170% |
165% 175% |
S&P 500® 1-Year Point-to-Point Cap RateCurrent Bailout Cap Rate for S&P 500® Index |
9.50% 5.00% 10.25% 5.00% |
10.00% 5.00% 10.75% 5.00% |
S&P 500® 2-Year Point-to-Point Cap Rate |
19.75% 20.75% |
20.00% 21.00% |
1-Year Fixed Account Rate |
4.15% 4.40% |
4.25% 4.50% |
Additional Resources |
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1 $25,000 premium minimum to $1,000,000 maximum. A premium of more than $1,000,000 may be accepted with prior approval from Aspida.