Real-Time Rates

Rates are subject to change.

Synergy ChoiceTM MYGA Effective June 15, 2022

Guarantee Period

Initial Premium $25,000 to $99,999

Initial Premium $100,000+1

2-Year

2.90%

3.05%

3-Year

3.60%

3.75%

5-Year

4.00%

4.15%

7-Year

4.05%

4.20%

Adding any optional feature will decrease the guaranteed rate by the amount(s) below.

Optional Feature

2-Year Rate Adjustment

3-, 5-, 7-Year Rate Adjustment

Free Interest Withdrawal

-0.05%

-0.10%

10% Free Withdrawal

-0.10%

-0.20%

Contract Value Death Benefit

-0.10%

-0.10%

WealthLockSM MYGA Effective June 15, 2022

Guarantee Period

Initial Premium $25,000 to $99,999

Initial Premium $100,000+1

2-Year

2.80%

2.95%

3-Year

3.45%

3.60%

5-Year

3.85%

4.00%

7-Year

3.90%

4.05%

WealthLockSM Accumulator Effective June 15, 2022

Interest Crediting Rates

Accumulator 7

Accumulator 10

$25,000 to $99,999

$100,000+1

$25,000 to $99,999

$100,000+1

S&P 500® 1-Year Point-to-Point Participation Rate

43.00%

47.00%

45.00%

50.00%

S&P 500® 2-Year Point-to-Point Participation Rate

60.00%

65.00%

65.00%

70.00%

Invesco Peak Index 1-Year Point-to-Point Participation Rate

115.00%

125.00%

120.00%

130.00%

Invesco Peak Index 2-Year Point-to-Point Participation Rate

155.00%

165.00%

160.00%

170.00%

Franklin Factors US Index 1-Year Point-to-Point Participation Rate

115.00%

125.00%

120.00%

130.00%

Franklin Factors US Index 2-Year Point-to-Point Participation Rate

160.00%

175.00%

165.00%

180.00%

Franklin Factors US Index 5-Year Point-to-Point Participation Rate

240.00%

260.00%

250.00%

270.00%

Franklin Factors US Index 5-Year High Water Mark

130.00%

140.00%

140.00%

150.00%

Janus SG Lighthouse Index 1-Year Point-to-Point Participation Rate

75.00%

80.00%

78.00%

82.00%

Janus SG Lighthouse Index 2-Year Point-to-Point Participation Rate

95.00%

105.00%

107.00%

110.00%

S&P 500® 1-Year Point-to-Point Cap Rate

Current Bailout Cap Rate for S&P 500® Index

8.50%

5.00%

9.00%

5.00%

8.75%

5.25%

9.25%

5.25%

S&P 500® 2-Year Point-to-Point Cap Rate

16.50%

17.50%

17.00%

18.00%

1-Year Fixed Account Rate

3.00%

3.25%

3.10%

3.35%

Footnotes

1 $25,000 premium minimum to $1,000,000 maximum. A premium of more than $1,000,000 may be accepted with prior approval from Aspida.